![]() No single savings account is right for everyone, so United Community Bank has other options as well. The interest rate on the United Savings account is APY for balances up to $2,499 and APY for balances of $2,500 or more. You get six free withdrawals each quarter - each one after that will cost you $2. The basic savings account at United Community Bank, United Savings, requires a $100 minimum deposit to open it, and a $100 daily balance to avoid the $5 quarterly service charge. The account offers free checks, no fees for overdraft protection transfers, and more. This is a good choice if you have other deposit accounts at United Community Bank since you’ll need minimum balances across all accounts to waive the $25 per month maintenance fee. If you have a little more cash to stash and are looking for more features, the United Signature Checking account earns interest, but you’ll need at least $1,000 to open it. Plus, you get $10 off your first order of checks and $5 off subsequent orders. You also get free ATM transactions at over 150 United Community Bank ATMs and at over 1,000 Publix Presto ATMs. There’s a monthly service fee of $8, but you can waive it simply by opting for e-statements or by setting up direct deposit. United Checking is a basic checking account with low (or no) fees and minimums. Here are some of the key features that make United Community Bank stand out among the competition.
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